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The Honest Answer (With Real Numbers)

Should You Repair or Replace Your AC?

Got a $3,000 repair quote? Before you decide, use our framework to understand when repair makes sense - and when replacement is the smarter investment.

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Quick Answer: Should I Repair or Replace My AC?

Use the 50% Rule: If your HVAC repair costs more than 50% of a new system AND your unit is over 10 years old, replacement typically makes financial sense. For North Texas homes, Jupitair HVAC recommends the 40% threshold for systems over 8 years due to extreme summer heat stress.

Use the $5,000 Rule: Multiply repair cost by system age. If the result exceeds $5,000, strongly consider replacement. Example: $400 repair × 14-year-old system = $5,600 → lean toward replacement.

0-5 yrs
Almost always repair
6-10 yrs
Evaluate carefully
11-15 yrs
Lean toward replace
16+ yrs
Plan replacement now

The HVAC Repair vs. Replace Decision: A Framework by Jupitair HVAC

"Should I repair my AC or replace it?" Gary Musaraj, owner of Jupitair HVAC, answers this question 3-4 times per day from North Texas homeowners.

The confusion is understandable. A typical Frisco or Plano homeowner faces:

  • A repair quote for $2,800 from one HVAC contractor
  • Google results saying AC systems "should last 15-20 years"
  • A neighbor who spent $12,000 on a new Trane or Carrier system "that basically does the same thing"
  • Another HVAC company quoting $4,500 for the identical compressor repair

The wrong decision costs North Texas homeowners thousands of dollars every year. Jupitair HVAC has developed a straightforward framework based on 15+ years of service data.

When Should You Replace Instead of Repair Your AC?

According to Jupitair HVAC's analysis of 2,000+ North Texas service calls, homeowners should consider AC replacement when: (1) repair cost exceeds 40-50% of replacement cost, (2) the system is over 10 years old, (3) multiple components have failed in the past 2 years, or (4) energy bills have increased 20%+ without explanation. For North Texas specifically, extreme summer heat (100°F+ for weeks) accelerates wear, making the 8-10 year threshold more relevant than the 15-year national average.

The Quick Decision Framework

50%

The 50% Rule

Industry Standard: If repair cost > 50% of replacement cost AND system is > 10 years old → Replace (Source: ASHRAE maintenance guidelines)

North Texas Modification: Given our extreme summer heat (100°F+ for weeks), Jupitair recommends replacement at 40% of replacement cost for systems over 8 years old. (Based on 5-year failure rate data from 2,000+ North Texas service calls)

$5K

The $5,000 Rule

Simple Version: Multiply repair cost x system age. If > $5,000 → Replace (Industry rule of thumb from HVAC contractors)

$400 repair x 8 years = $3,200 → Repair
$400 repair x 14 years = $5,600 → Replace

Real Example Calculation

Repair Quote
$3,200
Replacement Cost
$8,500
Repair % of Replace
38%
System Age
14 years
Verdict: Replace
Age tips the decision - more failures coming

Age-Based Decision Matrix

System age is the biggest factor in the repair vs. replace decision

System Age Repair If... Replace If... General Verdict
0-5 years Almost always repair Only if major component + poor installation Repair
6-10 years Repair if < $1,500 Consider if > $2,000 or multiple issues Evaluate
11-15 years Minor repairs only Any major component failure Lean Replace
16+ years Only to buy time Immediately (plan ahead) Replace

Component-Based Decision Guide

What the repair is for matters as much as what it costs

Capacitor

$150-$300
Almost always repair
Common, inexpensive

Contactor

$150-$250
Almost always repair
Standard wear item

Fan Motor

$300-$600
Repair if < 12 years
Warning sign for older units

Blower Motor

$400-$800
Repair if < 10 years
Labor-intensive

Refrigerant Leak

$500-$1,500
Depends on location
May recur if evaporator

Compressor

$1,500-$3,000
Replace if > 8 years
Heart of the system

Evaporator Coil

$1,200-$2,500
Replace if > 10 years
Often indicates age issues

Heat Exchanger

$1,500-$3,500
Replace if > 10 years
Safety concern

The Real Cost Comparison (5-Year View)

This is where most people get the decision wrong

Most people compare: $2,500 repair today vs. $8,500 replacement today
And think: "Obviously repair is cheaper."
But that's not the full picture.

Path A: Repair Now

12-year-old system with failing compressor

Year 0

Compressor repair: $2,500

$2,500
Year 1

Other repairs: $600

$3,100
Year 2

Capacitor + contactor: $400

$3,500
Year 3

Blower motor: $700

$4,200
Year 3

High energy costs: +$400/year

$4,600
Year 5

Emergency replacement: $10,500

$15,100+
5-Year Total: $15,100+

Path B: Replace Now

New high-efficiency system

Year 0

New system: $8,500

$8,500
Year 1-5

Maintenance only: $200/year

$9,500
Year 1-5

Energy savings: -$600/year

$6,500
5-Year Total: $6,500
The "cheaper" repair costs $8,600 MORE over 5 years
Plus: comfort, reliability, lower energy bills, and peace of mind

Why You're Getting Wildly Different Quotes

You called three contractors and got: $1,800 / $3,200 / $4,500

Element Quote A: $1,800 Quote B: $3,200 Quote C: $4,500
Diagnosis accuracy "Probably needs X" Confirmed with testing Comprehensive testing
Parts quality Aftermarket/used OEM standard OEM premium
Refrigerant Top-off only Leak check + repair Leak check + full recharge
Labor warranty 30 days 90 days 1 year
Additional services None Basic cleaning Full tune-up
Insurance/license Maybe? Yes Yes + bonded

The cheapest quote often means:

  • Partial diagnosis (might fix wrong thing)
  • Cheap parts (fail faster)
  • Minimal warranty (problem becomes your problem)
  • Unlicensed/uninsured (liability risk)

Our Transparent Repair Pricing

No surprises. No hidden fees. 90-day warranty on everything.

Repair Type Our Price Range What's Included
Capacitor $150-$250 Part + labor + testing
Contactor $150-$250 Part + labor + testing
Fan Motor $350-$550 Part + labor + startup test
Refrigerant (per lb) $75-$150 R-410A; R-22 is $150-$200
Leak Repair $400-$1,200 Detection + repair + recharge
Compressor $1,500-$2,800 Part + labor + warranty
Evaporator Coil $1,200-$2,200 Part + labor + refrigerant

$89 diagnostic fee applies toward completed repair. Prices include parts, labor, and testing.

Our Honest Assessment Process

Here's what we do differently

1

Complete Diagnosis ($89)

Actual measurement and testing - not "probably the capacitor." We find the real problem.

2

Honest Recommendation

We show you exactly what failed, your options (repair vs. replace), and what we'd recommend for our own family.

3

Transparent Pricing

OEM parts, flat-rate pricing, 90-day warranty minimum, everything in writing. No pressure to decide immediately.

Repair vs. Replace Questions

Common questions about making the right decision

Still Have Questions?

Our HVAC experts are here to help with personalized answers for your specific needs.

What Customers Say About Our Honest Assessments

Real reviews from repair vs. replace evaluations

5.0 63 reviews

Get Your Free Quote Today

No diagnostic fees. No surprise charges. Just straight answers.

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(940) 390-5676

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$89 diagnostic includes complete system testing, clear explanation, and written quotes for both options.

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North Texas

Frisco, Plano & surrounding

24/7 Emergency

Always available for urgent issues

Don't Guess. Know.

An $89 diagnosis could save you thousands in wrong decisions.

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Serving Frisco, Plano, McKinney, Allen, Prosper, The Colony, Little Elm, and Addison

Sources & Industry References

  • 50% Rule & Equipment Lifespan: ASHRAE (American Society of Heating, Refrigerating and Air-Conditioning Engineers) equipment service life guidelines. [ashrae.org]
  • Energy Efficiency Standards: U.S. Department of Energy SEER rating requirements and efficiency guidance. [energy.gov]
  • Refrigerant Regulations: EPA regulations on R-22 phase-out and R-410A transition. [epa.gov]
  • Service Data: Internal Jupitair HVAC service records, 2019-2024 (2,000+ repair vs. replace assessments in North Texas).

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